Kentucky has been pummeled this week with a stream of storms marching across the state. I sat the other night listening to the news warning of "Ping-Pong ball" sized hail, 60 mph winds, and torrential rains. The newscaster warned that there would be roof, window and siding damage from the hail and that any creature outside during one of the outbursts of hail would be injured. He went on to say, that with 60 mph winds there would also be damaged roofs, homes and fallen trees.
This line of storms was going to be north of us, but I have to say that my second thought, after one of concern for the folks in the path, was for the poor insurance agents who would be inundated with damage claims. I know. I married one.
Weather is the number one concern of farmers. They worry about too much, too little, too late or too early. They deal with the ravages of the storms both on their animals and their land. The only others that I know that worry that much are insurance agents. A major storm means problems for the insured as well as their agent. Add the two together and you have a man that paces the floor and mumbles a lot.
Several years ago we were the ones in the path of the storms. I have only gone to the basement twice to hide during vicious weather and that day was one of them. Looking out the window I saw a wall cloud marching steadily across the field and heading straight for us. I didn't even know what it was, but I knew it was serious. I yelled for my daughter and we both flew down the steps to the basement. Our basement isn't additional living space but a dingy, concrete storage area filled with boxes and left over stuff. Not an appealing place, but it looked pretty good to me then.
Huddled there we listened as it sounded like the world was being torn apart. Then, as quickly as it started, it was over. Silence. We cautiously climbed the steps not knowing what would greet us. The house was intact but the yard was covered with debris. My beautiful trees were still standing but each one was sadly damaged. They looked like someone had twisted the tops out of them. Ragged chunks of wood had been ripped out and tossed to the ground.
We fought ourselves out of the house and sadly surveyed the ravaged landscape. Everywhere we looked were trees down, fences damaged, barn doors blown off, barn roofs pulled up, siding ripped off, electric lines down, limbs blocking the road, and over all the plaintive moans and bellows of the cattle as they sorted themselves out.
Shortly, Hubby and Son showed up, grabbed chainsaws and disappeared to check the cattle and clear roads. Within minutes of their leaving to rescue our farm the phone started ringing. With electricity out over much of the county, the office had no lights, and more importantly, no computers, so everyone had left to take care of their own damages. So the next call after the insurance office was the agent's home...except the agent was out checking his own mess. Before he left, he warned me, "Everyone will be calling. Get their names and phones and I'll call them back as soon as I check the farm."
For the next day, by the light of my trusty oil lamp, I answered calls from frantic people. My heart went out to them in all their suffering for their losses and damages. "Take pictures!" I implored, "Lots and lots of pictures! Then secure your home as best you can to prevent further damage. The adjusters will be there just as soon as they can." And the adjusters did come, some by that night and more by the next morning. They crawled over roofs, slithered under houses, sympathized and gave hope. "Yes, it will be fixed. Yes, you are covered."
For days Hubby alternated between securing his own farm and tromping through fields and yards with adjusters. He became a walking directory of the names of people who "fix" things, helping this owner find a roofer, that one a plumber, another a contractor to replace siding. He was everywhere, lending a hand to spread a tarp, rounding up cattle that had strayed, cutting up downed trees, offering encouragement and assistance.
Eventually order was restored. Now it is just another of life's stories we tell at get-togethers. However, for me the memory I carry is of "Super-Hubby" charging off the hill to be sure that all his insured and/or friends were taken care of.
He's quite a guy.
Friday, October 10, 2014
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Remember well those types of phone calls. I'm sure Bob, and you, did a great job and were of much comfort! regards, vpg
ReplyDeleteThank goodness the incidents like that don't happen often! Funny how life is...I always thought uncle Joe had such a glamorous office job! Little did I know I would wind up married to an insurance agent.
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